When looking for affordable home insurance it is important to request quotes from many insurance providers. Those who shop around for their home insurance tend to find the best deals available for their home insurance market. Home insurance costs depend largely on the location of the home, how susceptible it will be to natural disasters, like hurricanes and earthquakes, as well as other factors. Homeowners can typically save by increasing their deductible to a manageable rate. Others find affordable home insurance by taking advantage of loyalty programs offered by insurance companies – they buy both their home and car insurance from the same provider. Many affordable home insurance companies compete with rates, so the best avenue would be to obtain quotes from many different sources.